Ħarsa ġenerali tas-Self Jumbo
Punti ewlenin tas-Self Jumbo
Elite Jumbo (5/6 ARM)
♦Depożitu bl-Imgħax. Aktar Depożitu, Rata Inferjuri!
♦Id-depożiti huma għal CD ta' 12-il xahar b'Imgħax (għandu jinżamm f'kont indikat mill-AAA).
L-imgħax ivarja skond id-data tal-ftuħ.
♦ Id-depożitu minimu huwa20%tal-ammont tas-self.Depożitu bl-Imgħax.
Dok Jumbo Sħiħ (Prime 30 Yrs Fiss/Prime 10/6 ARM)
♦ Max. LTV 80% għax-xiri; Max. LTV 70% għal C/O;
♦Min. 12-il xahar riżervi fuq PITIA;
Agħfas HAWNbiex tikseb limiti LTV & FICO u aktar dettalji fuq il-Matriċi.
Jumbo Flyer
Aħbarijiet u Vidjows
Self Jumbo Elite: Fejn il-Lussu Jilħaq l-Affordabbiltà
Navigazzjoni ta' Self Jumbo Doc Sħiħ: Gwida Real-Dinja għal Xerrejja b'Punteġġi FICO Baxxi➡Video
L-Immassimizzar tal-Investiment tal-Proprjetà Immobbli b'Self Jumbo Doc Sħiħ: Lenti fuq Condos Fissi u Mhux Garantibbli ta' 30 Sena Mhux ta' Aġenzija➡Video
Navigazzjoni ta' Self Jumbo Doc Sħiħ: Ir-Rwol Kritiku tal-Immaniġġjar tal-Ħlasijiet Tard tal-Ipoteki➡Video
X'inhu Jumbo Loan?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali għall-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew titolizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-dar għandhom jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self Jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Fl-2024, l-FHFA ittejjeb il-limiti tas-self għal kull tip ta’ self, speċjalment Jumbo Loans. Jekk jogħġbok irreferi għal taħt il-limiti tas-self tal-2024 f'Kalifornja.
Limiti tas-Self tal-2024 fil-Kontej tal-Kalifornja
| KONTEJA | 1-Limitu tal-Unità | 2-Limitu tal-Unità | 3-Limitu tal-Unità | 4-Limitu tal-Unità |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| TRAmuntana | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ID-DEHEB | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMPERJALI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INTI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SLAJN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAG | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LET | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| INJAM | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERĊED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LARANĠĠ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIX | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| XEBLA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENEDITTU | $1,149,825 | $1,472,250 | $1,779,525ċ | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN ĠWAWKWI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATTEW | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA KLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SALIB Mqaddsa | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRINITÀ | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
