– Self Jumbo ta' Self AAA – Dettalji ta' Self AAA:

Ħarsa ġenerali
L-ammont tas-self jaqbeż il-limiti għal self konvenzjonali konformi.
Punti Ewlenin tal-Programm
30 Sena fissi
1) Id-dħul mill-kera jista' jintuża flimkien ma' sentejn ta' esperjenzi tas-sid;
2) M'hemmx bżonn ta' Assigurazzjoni fuq Ipoteka;
3) Massimu. DTI 45%;
4) LTV Massimu ta' 85% għax-xiri & R/T; LTV Massimu ta' 75% għal C/O;
5) Numru massimu ta' proprjetajiet iffinanzjati: ① Primarja – Bla Limitu, ② It-Tieni Proprjetà u Proprjetà ta' Investiment – Massimu ta' 20;
6) Ammont Massimu tas-Self $3.0M;
7) Ammont massimu ta' flus kontanti li jistgħu jitħallsu $500,000;
8) Minimu ta' 12-il xahar riżervi fuq PITIA;
9) Min. FICO 680.
* Ammont Minimu tas-Self:MassimuLimitu Ġenerali tas-Self ta' Fannie Mae +$1
10/6 ARM
1) Min. FICO 720;
2) Minimu ta' 12-il xahar riżervi fuq PITIA;
3) Massimu. Valur tal-Vantaġġ tal-Ħajja (LTV) 80%;
4) Ammont Massimu tas-Self $3.0M;
5) Flus Kontanti Massimi Ħruġ ta' $350,000;
6) 1-4 Unitajiet: Primarja;
7) Unità 1: It-tieni dar u proprjetà ta' investiment;
8) Xiri & R/T Refi & C/O Refi.
7/6 ARM
1) Min. FICO 700;
2) Minimu ta' 6 xhur riżervi fuq PITIA;
3) Massimu. Valur tal-Vantaġġ tal-Ħlas (LTV) 89.99%;
4) Ammont Massimu tas-Self $2.5M;
5) Flus Kontanti Massimi Ħruġ ta' $750,000;
6) Unità 1 & 2 Unitajiet;
7) Proprjetà tad-Dar Primarja u tat-Tieni Dar;
8) Xiri & R/T Refi & C/O Refi.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi ssekuritizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo.
Limiti ta' Self tal-2022 fil-Kontej ta' California
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
It-trasparenza hija fil-qalba tal-operazzjonijiet tagħna. Aħna kburin bil-komunikazzjoni miftuħa u onesta tagħna mal-klijenti tagħna. L-ebda tariffi moħbija, l-ebda sorpriżi. Nipprovdu informazzjoni ċara u diretta dwar l-għażliet ta' ipoteka tiegħek, u niżguraw li jkollok il-fatti kollha biex tieħu deċiżjonijiet infurmati. L-għan tagħna huwa li nibnu l-fiduċja mal-klijenti tagħna billi nkunu onesti u trasparenti, u nagħmlu l-esperjenza tiegħek ta' finanzjament tad-dar kemm jista' jkun bla xkiel. – AAA Lendings Jumbo Loan – AAA Lendings, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: Litwanja, Qatar, Barċellona, Il-kumpanija tagħna, dejjem tqis il-kwalità bħala l-pedament tal-kumpanija, tfittex l-iżvilupp permezz ta' grad għoli ta' kredibilità, timxi strettament mal-istandard ta' ġestjoni tal-kwalità iso9000, u toħloq kumpanija tal-ogħla livell bi spirtu ta' onestà u ottimiżmu li jimmarkaw il-progress.
Minn Nina mid-Danimarka - 2017.08.21 14:13 L-istaff huwa tas-sengħa, mgħammar sew, il-proċess huwa l-ispeċifikazzjoni, il-prodotti jissodisfaw ir-rekwiżiti u l-kunsinna hija garantita, l-aqwa sieħeb!
Minn Eden mir-Repubblika Slovakka - 2018.12.22 12:52 






