– Self Jumbo ta' Self AAA – Dettalji ta' Self AAA:

Ħarsa ġenerali
L-ammont tas-self jaqbeż il-limiti għal self konvenzjonali konformi.
Punti Ewlenin tal-Programm
30 Sena fissi
1) Id-dħul mill-kera jista' jintuża flimkien ma' sentejn ta' esperjenzi tas-sid;
2) M'hemmx bżonn ta' Assigurazzjoni fuq Ipoteka;
3) Massimu. DTI 45%;
4) LTV Massimu ta' 85% għax-xiri & R/T; LTV Massimu ta' 75% għal C/O;
5) Numru massimu ta' proprjetajiet iffinanzjati: ① Primarja – Bla Limitu, ② It-Tieni Proprjetà u Proprjetà ta' Investiment – Massimu ta' 20;
6) Ammont Massimu tas-Self $3.0M;
7) Ammont massimu ta' flus kontanti li jistgħu jitħallsu $500,000;
8) Minimu ta' 12-il xahar riżervi fuq PITIA;
9) Min. FICO 680.
7/6 ARM
1) Min. FICO 700;
2) Minimu ta' 6 xhur riżervi fuq PITIA;
3) Massimu. Valur tal-Vantaġġ tal-Ħlas (LTV) 89.99%;
4) Ammont Massimu tas-Self $2.5M;
5) Flus Kontanti Massimi Ħruġ ta' $750,000;
6) Unità 1 & 2 Unitajiet;
7) Proprjetà tad-Dar Primarja u tat-Tieni Dar;
8) Xiri & R/T Refi & C/O Refi.
* Ammont Minimu tas-Self:MassimuLimitu Ġenerali tas-Self ta' Fannie Mae +$1
* Storja ta' mill-inqas sena ta' ġestjoni tal-kera għal dħul pożittiv mill-kera.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi ssekuritizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo.
Limiti ta' Self tal-2022 fil-Kontej ta' California
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
Il-ħin tiegħek huwa prezzjuż, u aħna nirrispettaw dan. F'AAA LENDINGS, aħna impenjati li nissimplifikaw il-proċess tal-ipoteka biex niffrankawlek il-ħin u l-isforz. L-applikazzjoni online tagħna hija faċli biex tużaha u ddisinjata bil-konvenjenza tiegħek f'moħħna. Tista' timla l-applikazzjoni bil-pass tiegħek, mill-kumdità ta' darek jew tal-uffiċċju tiegħek. Nafu li għandek ħajja impenjattiva, u nimmiraw li nagħmlu l-proċess tal-ipoteka wieħed interessanti, effiċjenti, u li jiffranka l-ħin. – AAA Lendings Jumbo Loan – AAA Lendings, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: Riyadh, Malta, it-Taġikistan, Aħna mhux biss se nintroduċu kontinwament gwida teknika ta' esperti kemm mil-pajjiż kif ukoll minn barra, iżda wkoll niżviluppaw prodotti ġodda u avvanzati b'mod kostanti biex nilħqu b'mod sodisfaċenti l-ħtiġijiet tal-klijenti tagħna madwar id-dinja kollha.
Minn Muriel minn Spanja - 2017.06.16 18:23 Il-maniġer tal-kontijiet għamel introduzzjoni dettaljata dwar il-prodott, sabiex ikollna fehim komprensiv tal-prodott, u fl-aħħar mill-aħħar iddeċidejna li nikkooperaw.
Minn Renee mill-Ġappun - 2018.12.14 15:26 






