– Self Jumbo ta' Self AAA – Dettalji ta' Self AAA:

Ħarsa ġenerali
Limitu ta' ammont ta' self ogħla minn self konvenzjonali ta' aġenzija.
L-ammont tas-self jaqbeż il-limiti għal self konvenzjonali konformi.
Punti Ewlenin tal-Programm
30 Sena fissi
1) Id-dħul mill-kera jista' jintuża flimkien ma' sentejn ta' esperjenzi tas-sid;
2) M'hemmx bżonn ta' Assigurazzjoni fuq Ipoteka;
3) Massimu. DTI 45%;
4) LTV Massimu ta' 85% għax-xiri & R/T; LTV Massimu ta' 75% għal C/O;
5) Numru massimu ta' proprjetajiet iffinanzjati: Primarja – Bla Limitu;
6) It-Tieni Proprjetà u Proprjetà ta' Investiment – Massimu 20;
7) Ammont Massimu tas-Self $3.0M;
8) Ammont massimu ta' flus kontanti li jistgħu jitħallsu $500,000;
9) Minimu ta' 12-il xahar riżervi fuq PITIA;
10) Min. FICO 680.
* Ammont Minimu tas-Self:MassimuLimitu Ġenerali tas-Self ta' Fannie Mae +$1
10/6 ARM
1) Min. FICO 720;
2) Minimu ta' 12-il xahar riżervi fuq PITIA;
3) Massimu. Valur tal-Vantaġġ tal-Ħajja (LTV) 80%;
4) Ammont Massimu tas-Self $3.0M;
5) Flus Kontanti Massimi Ħruġ ta' $350,000;
6) 1-4 Unitajiet: Primarja;
7) Unità 1: It-tieni dar u proprjetà ta' investiment;
8) Xiri & R/T Refi & C/O Refi.
7/6 ARM
1) Min. FICO 700;
2) Minimu ta' 6 xhur riżervi fuq PITIA;
3) Massimu. Valur tal-Vantaġġ tal-Ħlas (LTV) 89.99%;
4) Ammont Massimu tas-Self $2.5M;
5) Flus Kontanti Massimi Ħruġ ta' $750,000;
6) Unità 1 & 2 Unitajiet;
7) Proprjetà tad-Dar Primarja u tat-Tieni Dar;
8) Xiri & R/T Refi & C/O Refi.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi ssekuritizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo.
Limiti ta' Self tal-2022 fil-Kontej ta' California
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
L-impenn tagħna għat-trasparenza jmur lil hinn mill-istadji inizjali tal-proċess tal-ipoteka. Aħna niżguraw li jkollok fehim ċar tat-termini tal-ipoteka tiegħek, inklużi r-rati tal-imgħax, it-tariffi, u l-ispejjeż tal-għeluq. M'hemm l-ebda sorpriżi fil-jum tal-għeluq. Aħna ddedikati biex nipprovdulek spjegazzjonijiet sempliċi u mingħajr ġargon, sabiex tkun tista' tinnaviga b'kunfidenza l-aspetti finanzjarji tax-xiri jew ir-rifinanzjament tad-dar tiegħek. – AAA Lendings Jumbo Loan – AAA Lendings, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: l-Armenja, l-Emirati Għarab Magħquda, Birmingham, Sabiex inwettqu l-għan tagħna li l-klijent ikun l-ewwel u li jkun hemm benefiċċju reċiproku fil-kooperazzjoni, aħna nistabbilixxu tim ta' inġinerija professjonali u tim tal-bejgħ biex nipprovdu l-aħjar servizz biex nissodisfaw ir-rekwiżiti tal-klijenti tagħna. Nilqgħuk biex tikkoopera magħna u tingħaqad magħna. Aħna l-aħjar għażla tiegħek.
Minn Christopher Mabey mil-Litwanja - 2018.10.01 14:14 Fuq dan is-sit elettroniku, il-kategoriji tal-prodotti huma ċari u rikki, nista' nsib il-prodott li rrid malajr u faċilment, dan huwa tassew tajjeb ħafna!
Minn Flora mill-Moldova - 2017.01.28 18:53 





