– Self Jumbo ta' Self AAA – Dettalji ta' Self AAA:

Ħarsa ġenerali
L-ammont tas-self jaqbeż il-limiti għal self konvenzjonali konformi.
Punti Ewlenin tal-Programm
30 Sena fissi
1) Id-dħul mill-kera jista' jintuża flimkien ma' sentejn ta' esperjenzi tas-sid;
2) M'hemmx bżonn ta' Assigurazzjoni fuq Ipoteka;
3) Massimu. DTI 45%;
4) LTV Massimu ta' 85% għax-xiri & R/T; LTV Massimu ta' 75% għal C/O;
5) Numru massimu ta' proprjetajiet iffinanzjati: ① Primarja – Bla Limitu, ② It-Tieni Proprjetà u Proprjetà ta' Investiment – Massimu ta' 20;
6) Ammont Massimu tas-Self $3.0M;
7) Ammont massimu ta' flus kontanti li jistgħu jitħallsu $500,000;
8) Minimu ta' 12-il xahar riżervi fuq PITIA;
9) Min. FICO 680.
* Ammont Minimu tas-Self:MassimuLimitu Ġenerali tas-Self ta' Fannie Mae +$1
10/6 ARM
1) Min. FICO 720;
2) Minimu ta' 12-il xahar riżervi fuq PITIA;
3) Massimu. Valur tal-Vantaġġ tal-Ħajja (LTV) 80%;
4) Ammont Massimu tas-Self $3.0M;
5) Flus Kontanti Massimi Ħruġ ta' $350,000;
6) 1-4 Unitajiet: Primarja;
7) Unità 1: It-tieni dar u proprjetà ta' investiment;
8) Xiri & R/T Refi & C/O Refi.
7/6 ARM
1) Min. FICO 700;
2) Minimu ta' 6 xhur riżervi fuq PITIA;
3) Massimu. Valur tal-Vantaġġ tal-Ħlas (LTV) 89.99%;
4) Ammont Massimu tas-Self $2.5M;
5) Flus Kontanti Massimi Ħruġ ta' $750,000;
6) Unità 1 & 2 Unitajiet;
7) Proprjetà tad-Dar Primarja u tat-Tieni Dar;
8) Xiri & R/T Refi & C/O Refi.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi ssekuritizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo.
Limiti ta' Self tal-2022 fil-Kontej ta' California
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
Għal ħafna mill-klijenti tagħna, self b'ipoteka huwa aktar minn sempliċi tranżazzjoni finanzjarja; huwa pass importanti fil-ħajja. Kemm jekk int qed tixtri dar għall-ewwel darba jew investitur imħawwar fil-proprjetà immobbli, aħna nindirizzaw kull applikazzjoni bil-kura u l-attenzjoni li jistħoqqilha. Nieħdu l-ħin biex nifhmu l-għanijiet u l-aspirazzjonijiet tiegħek, u niżguraw li l-self b'ipoteka tiegħek ikun allinjat mal-viżjoni tiegħek għall-futur tiegħek. – AAA Lendings Jumbo Loan – AAA Lendings, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: Ir-Rwanda, l-Ekwador, Kazan, Aħna nadottaw tagħmir u teknoloġija ta' produzzjoni avvanzati, u tagħmir u metodi ta' ttestjar perfetti biex niżguraw il-kwalità tal-prodott tagħna. Bit-talenti ta' livell għoli tagħna, ġestjoni xjentifika, timijiet eċċellenti, u servizz attent, il-merkanzija tagħna hija favorita minn klijenti domestiċi u barranin. Bl-appoġġ tiegħek, aħna nibnu għada aħjar!
Minn Evangeline mill-Kuwajt - 2018.06.03 10:17 Aħna tassew kuntenti li sibna manifattur bħal dan li jiżgura l-kwalità tal-prodott fl-istess ħin li l-prezz huwa irħis ħafna.
Minn Audrey minn Amman - 2017.09.29 11:19 






