– Selfijiet AAA Self AAA Mhux Konformi – Self Jumbo (Ammont Għoli ta' Self) – Dettalji tas-Selfijiet AAA:

Ħarsa ġenerali
Limitu ta' ammont ta' self ogħla minn self konvenzjonali ta' aġenzija.
Dettalji
1) DTI Massimu 43%;
2) Ammonti ta' Self Sa $2M;
3) Sa 80% LTV Massimu;
4) Huma meħtieġa prospetti tat-taxxa ta’ sentejn;
5) Ebda MI (Assigurazzjoni tal-Ipoteka);
6) punteġġi ta' kreditu ta' 720 jew aktar;
7) riżervi ta’ 12-il xahar jew aktar;
8) SFRs, 2-4 Unitajiet, PUDs, Kondominji;
9) Prodotti mhux tal-Awstralja.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi securitizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Kif tiddefinixxi Self Jumbo?
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo. Tista’ wkoll tfittex il-limiti tas-self tal-2022 f’kontej oħra.
Limiti tas-Self tal-Kontea ta' California tal-2022:
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
L-impenn tagħna għat-trasparenza jmur lil hinn mill-istadji inizjali tal-proċess tal-ipoteka. Aħna niżguraw li jkollok fehim ċar tat-termini tal-ipoteka tiegħek, inklużi r-rati tal-imgħax, it-tariffi, u l-ispejjeż tal-għeluq. M'hemm l-ebda sorpriżi fil-jum tal-għeluq. Aħna ddedikati biex nipprovdulek spjegazzjonijiet sempliċi u mingħajr ġargon, sabiex tkun tista' tinnaviga b'kunfidenza l-aspetti finanzjarji tax-xiri jew ir-rifinanzjament tad-dar tiegħek. – Self AAA Self Mhux Konformi AAA – Self Jumbo (Ammont Għoli ta' Self) – Self AAA, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: Sri Lanka, Ruma, Namibja, Naspiraw li nilħqu t-talbiet tal-klijenti tagħna globalment. Il-firxa ta' prodotti u servizzi tagħna qed tespandi kontinwament biex tissodisfa r-rekwiżiti tal-klijenti. Nilqgħu klijenti ġodda u qodma minn kull qasam tal-ħajja biex jikkuntattjawna għal relazzjonijiet kummerċjali futuri u biex niksbu suċċess reċiproku!
Minn Matthew mil-Litwanja - 2017.02.28 14:19 Il-kwalità tal-materja prima ta' dan il-fornitur hija stabbli u affidabbli, dejjem kienet skont ir-rekwiżiti tal-kumpanija tagħna biex tipprovdi l-oġġetti li jissodisfaw ir-rekwiżiti tagħna.
Minn Alexandra mil-Liberja - 2017.08.16 13:39 






