– Selfijiet AAA Self AAA Mhux Konformi – Self Jumbo (Ammont Għoli ta' Self) – Dettalji tas-Selfijiet AAA:

Ħarsa ġenerali
Limitu ta' ammont ta' self ogħla minn self konvenzjonali ta' aġenzija.
Dettalji
1) DTI Massimu 43%;
2) Ammonti ta' Self Sa $2M;
3) Sa 80% LTV Massimu;
4) Huma meħtieġa prospetti tat-taxxa ta’ sentejn;
5) Ebda MI (Assigurazzjoni tal-Ipoteka);
6) punteġġi ta' kreditu ta' 720 jew aktar;
7) riżervi ta’ 12-il xahar jew aktar;
8) SFRs, 2-4 Unitajiet, PUDs, Kondominji;
9) Prodotti mhux tal-Awstralja.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi securitizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Kif tiddefinixxi Self Jumbo?
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo. Tista’ wkoll tfittex il-limiti tas-self tal-2022 f’kontej oħra.
Limiti tas-Self tal-Kontea ta' California tal-2022:
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
Nifhmu li ipoteka mhijiex biss tranżazzjoni finanzjarja iżda deċiżjoni sinifikanti fil-ħajja. L-enfasi tagħna fuq iċ-ċentriċità tal-klijent tfisser li ma nikkunsidrawx biss in-numri; nikkunsidraw l-istorja unika tiegħek, l-aspirazzjonijiet u l-għanijiet finanzjarji tiegħek. L-esperti tal-ipoteki tagħna jieħdu l-ħin biex jifhmu l-vjaġġ personali tiegħek, u jiżguraw li tirċievi soluzzjoni ta' ipoteka li tallinja mal-viżjoni tiegħek għall-futur. – Self AAA Self Mhux Konformi AAA – Self Jumbo (Ammont Għoli ta' Self) – Self AAA, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: il-Kuwajt, l-Iraq, ir-Rumanija, Wara snin ta' ħolqien u żvilupp, bil-vantaġġi ta' talenti kwalifikati mħarrġa u esperjenza rikka fil-kummerċjalizzazzjoni, gradwalment inkisbu kisbiet eċċellenti. Ksibna reputazzjoni tajba mill-klijenti minħabba l-kwalità tajba tal-prodotti tagħna u s-servizz tajjeb ta' wara l-bejgħ. Nixtiequ sinċerament noħolqu futur aktar prosperu u li jiffjorixxi flimkien mal-ħbieb kollha lokalment u barra minn Malta!
Minn Ella mill-Kirgiżistan - 2017.06.29 18:55 Dan huwa bejjiegħ bl-ingrossa professjonali ħafna, aħna dejjem niġu għand il-kumpanija tagħhom għall-akkwist, kwalità tajba u rħisa.
Minn David minn San Francisco - 25 ta' Ottubru 2017 15:53 





