– Selfijiet AAA Self AAA Mhux Konformi – Self Jumbo (Ammont Għoli ta' Self) – Dettalji tas-Selfijiet AAA:

Ħarsa ġenerali
Limitu ta' ammont ta' self ogħla minn self konvenzjonali ta' aġenzija.
Dettalji
1) DTI Massimu 43%;
2) Ammonti ta' Self Sa $2M;
3) Sa 80% LTV Massimu;
4) Huma meħtieġa prospetti tat-taxxa ta’ sentejn;
5) Ebda MI (Assigurazzjoni tal-Ipoteka);
6) punteġġi ta' kreditu ta' 720 jew aktar;
7) riżervi ta’ 12-il xahar jew aktar;
8) SFRs, 2-4 Unitajiet, PUDs, Kondominji;
9) Prodotti mhux tal-Awstralja.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi securitizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Kif tiddefinixxi Self Jumbo?
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo. Tista’ wkoll tfittex il-limiti tas-self tal-2022 f’kontej oħra.
Limiti tas-Self tal-Kontea ta' California tal-2022:
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
Għal ħafna mill-klijenti tagħna, ipoteka hija aktar minn sempliċi tranżazzjoni finanzjarja; hija pass importanti fil-ħajja. Kemm jekk int qed tixtri dar għall-ewwel darba jew investitur imħawwar fil-proprjetà immobbli, aħna nindirizzaw kull applikazzjoni bil-kura u l-attenzjoni li jistħoqqilha. Nieħdu l-ħin biex nifhmu l-għanijiet u l-aspirazzjonijiet tiegħek, u niżguraw li l-ipoteka tiegħek tkun allinjata mal-viżjoni tiegħek għall-futur tiegħek. – AAA Lendings Self AAA Mhux Konformi – Self Jumbo (Ammont Għoli ta' Self) – AAA Lendings, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: il-Korea t'Isfel, l-Emirati Għarab Magħquda, il-Ġermanja, Biex nilħqu r-rekwiżiti tal-klijenti individwali għal servizz aktar perfett u prodotti ta' kwalità stabbli. Nilqgħu bil-qalb lill-klijenti minn madwar id-dinja biex iżuruna, bil-kooperazzjoni multidimensjonali tagħna, u niżviluppaw flimkien swieq ġodda, noħolqu futur brillanti!
Minn Emma minn Spanja - 2018.12.14 15:26 Dan huwa l-ewwel negozju wara li twaqqfet il-kumpanija tagħna, il-prodotti u s-servizzi huma sodisfaċenti ħafna, għandna bidu tajjeb, nittamaw li nikkooperaw kontinwament fil-futur!
Minn Roberta mis-Senegal - 2018.09.29 17:23 





