– Selfijiet AAA Self AAA Mhux Konformi – Self Jumbo (Ammont Għoli ta' Self) – Dettalji tas-Selfijiet AAA:

Ħarsa ġenerali
Limitu ta' ammont ta' self ogħla minn self konvenzjonali ta' aġenzija.
Dettalji
1) DTI Massimu 43%;
2) Ammonti ta' Self Sa $2M;
3) Sa 80% LTV Massimu;
4) Huma meħtieġa prospetti tat-taxxa ta’ sentejn;
5) Ebda MI (Assigurazzjoni tal-Ipoteka);
6) punteġġi ta' kreditu ta' 720 jew aktar;
7) riżervi ta’ 12-il xahar jew aktar;
8) SFRs, 2-4 Unitajiet, PUDs, Kondominji;
9) Prodotti mhux tal-Awstralja.
X'inhu Self Jumbo?
Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi securitizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.
Kif tiddefinixxi Self Jumbo?
Fl-2022, l-FHFA tejbet il-limiti tas-self għal kull tip ta’ self, speċjalment Self Jumbo. Jekk jogħġbok irreferi għal-limiti tas-self tal-2022 f’California hawn taħt, jekk l-ammont tas-self tiegħek jaqbeż id-$970,800, inti adattat għal self Jumbo. Tista’ wkoll tfittex il-limiti tas-self tal-2022 f’kontej oħra.
Limiti tas-Self tal-Kontea ta' California tal-2022:
| KONTEA | 1-FAMILJA | 2-FAMILJA | 3-FAMILJA | 4-FAMILJA |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KONTRA L-KOSTA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| TRAMUNTANA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ID-DORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERJALI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INTI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| REJIET | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAG | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Ħalli | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INJAM | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANĠJO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLAĊER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| RIX | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| XATT IX-XMARA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| San Benedittu | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN ĠWAKIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPU | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SAN MATTEW | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| SANTA KLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB IMQADDES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| XASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Stampi tad-dettalji tal-prodott:
Gwida tal-Prodott Relatat:
It-trasparenza hija fil-qalba tal-operazzjonijiet tagħna. Aħna kburin bil-komunikazzjoni miftuħa u onesta tagħna mal-klijenti tagħna. L-ebda tariffi moħbija, l-ebda sorpriżi. Nipprovdu informazzjoni ċara u diretta dwar l-għażliet ta' ipoteka tiegħek, u niżguraw li jkollok il-fatti kollha biex tieħu deċiżjonijiet infurmati. L-għan tagħna huwa li nibnu l-fiduċja mal-klijenti tagħna billi nkunu sinċieri u trasparenti, u nagħmlu l-esperjenza tal-finanzjament tad-dar tiegħek bla xkiel kemm jista' jkun. – Self AAA Self AAA Mhux Konformi – Self Jumbo (Ammont Għoli ta' Self) – Self AAA, Il-prodott se jiġi fornut lil madwar id-dinja kollha, bħal: Il-Brażil, in-Norveġja, Riyadh, Il-biċċa l-kbira tal-problemi bejn il-fornituri u l-klijenti huma dovuti għal komunikazzjoni ħażina. Kulturalment, il-fornituri jistgħu jkunu riluttanti li jiddubitaw affarijiet li ma jifhmux. Aħna nkissru dawk l-ostakli biex niżguraw li tikseb dak li trid sal-livell li tistenna, meta tridu. Ħin ta' kunsinna aktar mgħaġġel u l-prodott li trid huwa l-Kriterju tagħna.
Minn Constance mill-Bahrain - 2018.05.22 12:13 Ħdimna ma' ħafna kumpaniji, iżda din id-darba hija l-aħjar, spjegazzjoni dettaljata, kunsinna f'waqtha u kwalità kwalifikata, sabiħ!
Minn Mike minn Dominika - 2018.11.06 10:04 





