Prodotti

Kategoriji tal-Prodotti

Prodotti Dehru

L-Ewwel Raħan tal-Assistenza għall-Ħlas Parzjali tal-Gvern (DPA)

DSCR (Proporzjon tal-Kopertura tas-Servizz tad-Dejn)

Prime CES (Tmiem Magħluq It-Tieni)

0102030405

Ħarsa Ġenerali lejn is-Self Jumbo

Self jumbo huwa tip ta’ finanzjament li jaqbeż il-limiti stabbiliti mill-Aġenzija Federali tal-Finanzi tad-Djar u ma jistax jinxtara, jiġi garantit, jew jiġi ssekuritizzat minn Fannie Mae jew Freddie Mac. Is-sidien tad-djar iridu jgħaddu minn rekwiżiti ta’ kreditu aktar rigorużi minn dawk li japplikaw għal self konvenzjonali. Self jumbo jippermettilek tixtri proprjetajiet għaljin. Self jumbo mhuwiex sostnut minn Fannie Mae jew Freddie Mac.

Rata:IKKLIKKJA HAWN

Punti Ewlenin tas-Self Jumbo

Prime Full Doc Jumbo (Prime 30 Sena Fissa/Prime 10/6 ARM)

Massimu. LTV

80%

Ammont Massimu tas-Self

$3M

Min. FICO

720

★Prime 10/6 ARM (SOFR/Marġni ta' 2.75 Medju fuq 30 jum; Limitu ta' 5/1/5, ir-Rata Kwalifikanti hija l-Ogħla bejn ir-Rata tan-Nota jew ir-Rata tal-Indiċi Sħiħ. Rata Baxxa = marġni)

★Ċittadini tal-Istati Uniti

★Mutwatarji Residenti Permanenti

★Resident Mhux Permanenti

★Iċ-ċittadini kollha tal-Istati Uniti, il-klijenti globali residenti permanenti, u l-klijenti globali mhux permanenti jrid ikollhom numru tas-sigurtà soċjali sabiex ikunu eliġibbli.

Jumbo ta' Dokumentazzjoni Sħiħa Estiża (Estiż 30 Sena Fissa/Estiż 15 Sena Fissa)

Massimu. LTV

80%

Ammont Massimu tas-Self

$3M

Min. FICO

700

★DTI sa 50.00%

★L-ebda Aġġustamenti għal Condo / 2 Unitajiet

★It-Tieni Dar u l-Investiment huma Eliġibbli għal Rifinanzjament C/O

★Ko-mutwatarji mhux okkupanti huma milqugħa

★Il-Massimu ta' Flus Kontanti fl-Idejn huwa Sa $500K

★Ċittadini barranin mhumiex eliġibbli

IKKLIKKJA HAWNbiex tikseb il-limiti tal-LTV u l-FICO u aktar dettalji dwar il-Matrix.

Fuljett Jumbo

Aħbarijiet u Vidjows

Navigazzjoni ta' Self Jumbo b'Dokumenti Sħaħ: Gwida tad-Dinja Reali għal Xerrejja bi Punteġġi FICO Baxxi Nimmassimizzaw l-Investiment fil-Proprjetà Immobbli b'Self Jumbo Full Doc: Fokus fuq Condos Fissi ta' 30 Sena u Mhux Garantiti minn Aġenzija Navigazzjoni ta' Self Jumbo b'Dokument Sħiħ: Ir-Rwol Kritiku tal-Ġestjoni ta' Ħlasijiet Tard tal-Ipoteki

Limiti ta' Self tal-2024 fil-Kontej ta' California

KONTEA	Limitu ta' Unità 1	2-Limitu tal-Unità	3-Limitu tal-Unità	4-Limitu tal-Unità
ALAMEDA	$1,149,825	$1,472,250	$1,779,525	$2,211,600
ALPINA	$766,550	$981,500	$1,186,350	$1,474,400
AMADOR	$766,550	$981,500	$1,186,350	$1,474,400
BUTTE	$766,550	$981,500	$1,186,350	$1,474,400
KALAVERAS	$766,550	$981,500	$1,186,350	$1,474,400
COLUSA	$766,550	$981,500	$1,186,350	$1,474,400
KONTRA L-KOSTA	$1,149,825	$1,472,250	$1,186,350	$2,211,600
TRAMUNTANA	$766,550	$981,500	$1,186,350	$1,474,400
ID-DORADO	$766,550	$981,500	$1,186,350	$1,474,400
FRESNO	$766,550	$981,500	$1,186,350	$1,474,400
GLENN	$766,550	$981,500	$1,186,350	$1,474,400
HUMBOLDT	$766,550	$981,500	$1,186,350	$1,474,400
IMPERJALI	$766,550	$981,500	$1,186,350	$1,474,400
INTI	$766,550	$981,500	$1,186,350	$1,474,400
KERN	$766,550	$981,500	$1,186,350	$1,474,400
REJIET	$766,550	$981,500	$1,186,350	$1,474,400
LAG	$766,550	$981,500	$1,186,350	$1,474,400
Ħalli	$766,550	$981,500	$1,186,350	$1,474,400
LOS ANGELES	$1,149,825	$1,472,250	$1,779,525	$2,211,600
INJAM	$766,550	$981,500	$1,186,350	$1,474,400
MARIN	$1,149,825	$1,472,250	$1,779,525	$2,211,600
MARIPOSA	$766,550	$981,500	$1,186,350	$1,474,400
MENDOCINO	$766,550	$981,500	$1,186,350	$1,474,400
MERCED	$766,550	$981,500	$1,186,350	$1,474,400
MODOC	$766,550	$981,500	$1,186,350	$1,474,400
MONO	$766,550	$981,500	$1,186,350	$1,474,400
MONTEREY	$920,000	$1,177,750	$1,423,650	$1,769,250
NAPA	$1,017,750	$1,302,900	$1,574,900	$1,957,250
NEVADA	$766,550	$981,500	$1,186,350	$1,474,400
ORANĠJO	$1,149,825	$1,472,250	$1,779,525	$2,211,600
PLAĊER	$766,550	$981,500	$1,186,350	$1,474,400
RIX	$766,550	$981,500	$1,186,350	$1,474,400
XATT IX-XMARA	$766,550	$981,500	$1,186,350	$1,474,400
SACRAMENTO	$766,550	$981,500	$1,186,350	$1,474,400
San Benedittu	$1,149,825	$1,472,250	$1,779,525ċ	$2,211,600
SAN BERNARDINO	$766,550	$981,500	$1,186,350	$1,474,400
SAN DIEGO	$1,006,250	$1,288,200	$1,557,150	$1,935,150
SAN FRANCISCO	$1,149,825	$1,472,250	$1,779,525	$1,867,275
SAN ĠWAKIN	$766,550	$981,500	$1,186,350	$1,474,400
SAN LUIS OBISPU	$929,200	$1,189,550	$1,437,900	$1,786,950
SAN MATTEW	$1,149,825	$1,394,775	$1,779,525	$2,211,600
SANTA BARBARA	$838,350	$1,073,250	$1,297,300	$1,612,250
SANTA KLARA	$1,149,825	$1,472,250	$1,779,525	$2,211,600
SALIB IMQADDES	$1,149,825	$1,472,250	$1,779,525	$2,211,600
XASTA	$766,550	$981,500	$1,186,350	$1,474,400
SIERRA	$766,550	$981,500	$1,186,350	$1,474,400
SISKIYOU	$766,550	$981,500	$1,186,350	$1,474,400
SOLANO	$766,550	$981,500	$1,186,350	$1,474,400
SONOMA	$877,450	$1,123,300	$1,357,800	$1,687,450
STANISLAW	$766,550	$981,500	$1,186,350	$1,474,400
SUTTER	$766,550	$981,500	$1,186,350	$1,474,400
IT	$766,550	$981,500	$1,186,350	$1,474,400
TRINITÀ	$766,550	$981,500	$1,186,350	$1,474,400
TULARE	$766,550	$981,500	$1,186,350	$1,474,400
TUOLUMN	$766,550	$981,500	$1,186,350	$1,474,400
VENTURA	$954,500	$1,221,950	$1,477,050	$1,835,600
YOLO	$766,550	$981,500	$1,186,350	$1,474,400
YUBA	$766,550	$981,500	$1,186,350	$1,474,400

Prodotti

L-Ewwel Raħan tal-Assistenza għall-Ħlas Parzjali tal-Gvern (DPA)

Ġgant

Dikjarazzjoni Bankarja

DSCR (Proporzjon tal-Kopertura tas-Servizz tad-Dejn)

P&L/WVOE ppreparat mis-CPA

P&L Ippreparat Awto

Bla Xogħol Bla Dħul

WVOE

HELOC

Prime CES (Tmiem Magħluq It-Tieni)

Ġgant

Ħarsa Ġenerali lejn is-Self Jumbo

Punti Ewlenin tas-Self Jumbo

Fuljett Jumbo

Aħbarijiet u Vidjows

Limiti ta' Self tal-2024 fil-Kontej ta' California

P&L Ippreparat Awto

DSCR CES (Tmiem Magħluq It-Tieni)

P&L/WVOE ppreparat mis-CPA

Bla Xogħol Bla Dħul

Dikjarazzjoni Bankarja

L-Ewwel Raħan tal-Assistenza għall-Ħlas Parzjali tal-Gvern (DPA)